PM Vishwakarma Yojana | Check PM Vishwakarma Scheme, Registration, Benefits and Eligibility

PM Vishwakarma Yojana 2023

Prime Minister Narendra Modi has announced the Vishwakarma Kaushal Samman Yojana on the occasion of the 77th Independence Day, for traditional artisans and craftspeople . This scheme will be going to launch on 17 September 2023 on the occasion of Lord Vishwakarma Jayanti and PM Vishwakarma Yojana registration will also start on the same day. PM Vishwakarma will be implemented as a Central Sector Scheme, fully funded by the Government of India, with an initial outlay of Rs 13,000 crore.

The Vishwakarma Scheme is here to help the nation's diligent small business owners and workers. This unique programme offers training, cutting-edge methods, and skill-related advice in addition to financial help. Small workers, craftsmen, and farmers can investigate opportunities to join the MSME (Ministry of Micro, Small, and Medium Enterprises) with the aid of the Vishwakarma Scheme. They will learn more about MSME and its advantages as a result of this.

Introduction of PM Vishwakarma Yojana 2023

The Scheme aims at providing several benefits to the Vishwakarmas, who are either self-employed or intend to setup their own small-scale ventures. The support provided through this Scheme to such beneficiaries will not only contribute to the preservation of cultural practices, generational skills and guru-shishya parampara but will also provide an identity and recognition to them. The Scheme seeks to promote empowerment of women, and those belonging to the marginalised or under-served groups like the Scheduled Castes, Scheduled Tribes, OBCs, Specially Abled, Transgenders, residents of NER states, Island Territories and Hilly Areas.

The Scheme will be conjointly implemented by the Ministry of Micro, Small and Medium Enterprises (MoMSME), the Ministry of Skill Development and Entrepreneurship (MSDE) and the Department of Financial Services (DFS), Ministry of Finance (MoF), Government of India.

The MoMSME will be the Nodal Ministry for the Scheme and Additional Secretary & Development Commissioner (MSME) in Ministry of MSME will be the focal point for all aspects of implementation and coordination.

PM Vishwakarma Yojana Scheme Objective

The first programme of its kind in India, PM Vishwakarma assists each small business owner, traditional craftsman, and artisan in the community in expanding their traditional goods and services. The topics listed below help to clarify the scope of the Vishwakarma Yojana's ambitious goals.

1. To enable the recognition of artisans and craftspeople as Vishwakarma, making them eligible to avail all the benefits under the Scheme.

2. To provide skill upgradation to hone their skills and make relevant and suitable training opportunities available to them.

3. To provide support for better and modern tools to enhance their capability, productivity, and quality of products and services.

4. To provide the beneficiaries an easy access to collateral free credit and reduce the cost of credit by providing interest subvention.

5. To provide incentives for digital transactions to encourage digital empowerment of Vishwakarmas.

6. To provide a platform for brand promotion and market linkages to help them access new opportunities for growth.

The PM Vishwakarma Kaushal Samman Yojana's main objective is to improve the caliber, accessibility, and availability of goods and services produced by local small businesses, traditional craftspeople, and artisans across the country. This programme intends to empower and provide financial benefits to a variety of small artisans, such as weavers, goldsmiths, blacksmiths, and laundry workers. These people will benefit financially from this programme and have access to training that will help them advance their careers. The government is aware that many small artisans lack the necessary training, which prevents their skills from being appreciated and developed. The Vishwakarma Kaushal Samman Yojana aims to change this by granting financial aid and training through MSME to improve the overall quality, scope, and accessibility of their goods and services.

The government acknowledges the valuable skills and expertise that several talented small artisans in a variety of fields possess. Financial limitations, however, frequently keep people from reaching their full potential and force them to live in poverty. A sizeable percentage of our society is negatively impacted by this regrettable circumstance, including those with extraordinary abilities who are constrained by a lack of resources from actively contributing to the advancement of civilization. The government has declared that the Vishwakarma Kaushal Samman Yojana will begin on September 17, 2023, in order to address this problem. This programme intends to give these talented artisans who are in need training and financial assistance. The government wants to improve the financial security of these small craftspeople by providing them with both training and funding. Consequently, they will be able to contribute to the cause more successfully.

The PM Vishwakarma Yojana is a program launched by the Central Government, State Governments will also play a role in it. The Central and State Governments will both work in such a way to make sure that this program is easy for all the stakeholders to access the benefit from it.

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PM Vishwakarma Yojana Eligibility

1. An artisan or craftsperson working with hands and tools and engaged in one of the 18 family-based traditional trades mentioned in the scheme, in unorganized sector on self-employment basis, shall be eligible for registration under PM Vishwakarma Yojana.

2. The minimum age of the beneficiary should be 18 years on the date of registration.

3. The beneficiary should be engaged in the concerned trade on the date of registration and should not have availed loans under similar credit-based schemes of Central Government or State Government for self-employment/ business development, e.g. PMEGP, PM SVANidhi, Mudra, in the past 5 years.

4. The registration and benefits under the Scheme shall be restricted to one member of the family. For availing benefits under the Scheme, a ‘family’ is defined as consisting of the husband, wife and unmarried children.

5. A person in government service and their family members shall not be eligible under the Scheme.

👉The more information on PM Vishwakarma Yojana may be read at official website at  https://pmvishwakarma.gov.in/

PM Vishwakarma Yojana Benefits

PM Vishwakarma is a holistic Scheme that envisages to provide end-to-end support to the artisans and craftspeople through the following components:

a. Recognition: PM Vishwakarma Certificate and ID Card

b. Skill Upgradation

c. Toolkit Incentive

d. Credit Support

e. Incentive for Digital Transactions

f. Marketing Support

The brief features or benefits of PM Vishwakarma Yojana are include the following :

1. Recognition: Recognition as Vishwakarma through Certificate and ID Card

2. Skilling:

a. Skill Verification followed by 5-7 days (40 hours) Basic Training

b. Interested candidates can also enroll for 15 days (120 hours) Advanced Training

c. Training Stipend: Rs 500 per day

3. Toolkit Incentive: Rs 15,000 grant

4. Credit Support:

a. Collateral free Enterprise Development Loans: Rs 1 lakh (First Tranche for 18 months repayment) & Rs 2 lakh (Second Tranche for 30 months repayment)

b. Concessional Rate of Interest: 5% to be charged from the beneficiary with Interest Subvention cap of 8% to be paid by MoMSME

c. Credit Guarantee fees to be borne by GoI

5. Incentive for Digital Transaction: Re 1 per transaction for maximum upto100 transactions (monthly)

6. Marketing Support: National Committee for Marketing (NCM) will provide services such as Quality Certification, Branding & Promotion, E-commerce linkage, Trade Fairs advertising, publicity and other marketing activities.

The Indian government has unveiled the revolutionary Vishwakarma scheme, which aims to develop and empower both skilled artisans and common people nationwide. The government hopes that by implementing this programme, it will be able to provide small craftsmen with the resources and training they need to improve their skills and find a market for their goods at reasonable costs. This programme is a step towards encouraging artisans' creativity and economic development.

Eligible Trades covered under PM Vishwakarma Yojana

The following Traders are cover under the scheme:

Wood Based :

Carpenter (Suthar)

Boat Maker

Iron/Metal Based/Stone Based :

Armourer

Blacksmith (Lohar)

Hammer and Tool Kit Maker

Locksmith

Sculptor (Moortikar, stone carver)

Stone Breaker

Gold/Silver Based :

Goldsmith (Sunar)

Clay Based

Potter (Kumhaar)

Leather Based

Cobbler (Charmakar)

Shoesmith/Footwear Artisan

Architecture/Construction

Mason (Raajmistri)

Others : 

Doll & Toy Maker (Traditional)

Barber (Naai)

Garland Maker (Malakaar)

Washerman (Dhobi)

Tailor (Darzi)

Fishing Net Maker

PM Vishwakarma Yojana Online Registration

The online registration for this scheme will begin on September 17, 2023, which marks the birth anniversary of Lord Vishwakarma. The Vishwakarma Samman Yojana will leverage cutting-edge technology to elevate brands on a global scale, benefiting over 30 lakh families across India.

The interested and eligible people may apply through https://pmvishwakarma.gov.in/ or  https://pmvishwakarma.gov.in/Login under this scheme.

PM Vishwakarma Scheme Documents

The beneficiaries need to provide the following documents or information, while applying for the PM Vishwakarma Yojana Scheme :

The beneficiaries must provide certain documents and information for the registration process. These include Aadhaar cards, mobile numbers, bank details, and ration cards. It’s important to note that having a ration card is mandatory for registration.

• Aadhaar cards
• Mobile numbers
• Bank details
• Ration cards

(a) If a beneficiary does not possess a ration card: In cases where a beneficiary does not have a ration card, they will need to provide Aadhaar cards for all family members. You can refer to Paragraph 4 of the guidelines on Eligibility for the definition of a family in this context.

(b) If a beneficiary does not have a bank account: If a beneficiary doesn’t already have a bank account, they will be assisted in opening one by the CSC (Common Service Center). The CSC will provide guidance and support for this process.

Further, The beneficiaries may be asked to provide further documents or information based on the specific requirements by the MoMSME (Ministry of Micro, Small & Medium Enterprises).

FAQ on PM Vishwakarma Yojana 2023

Q: What is Pradhan Mantri Vishwakarma Scheme?

Ans : PM Vishwakarma is a Central Sector Scheme launched by Ministry of Micro, Small and Medium Enterprises and inaugurated by PM Narendra Modi on 17th September 2023 to provide holistic and end-to-end support to artisans and craftspeople through access to collateral free credit, skill training, modern tools, incentive for digital transactions and market linkage support.

Q: Which category of trades are covered in the scheme?

Ans : Carpenter (Suthar), Boat Maker, Armourer, Blacksmith (Lohar), Hammer and Tool Kit Maker, Locksmith, Goldsmith (Sunar), Potter (Kumhaar), Sculptor (Moortikar)/ stone carver / Stone breaker, Cobbler (Charmkar)/ Shoesmith/ Footwear artisan, Mason (Raajmistri), Basket Maker/ Basket Waver: Mat maker/ Coir Weaver/ Broom maker, Doll & Toy Maker (Traditional), Barber (Naai), Garland Maker (Malakaar), Washerman (Dhobi), Tailor (Darzi) and Fishing Net Maker

Q: How to avail benefits under the Scheme?

Ans : Any individual willing to avail the benefits of the Scheme, may register on the portal www.pmvishwakarma.gov.in

Q: Which documents are required to be provided during registration on PM Vishwakarma portal?

Ans : The following is the list of documents or information to be provided by the beneficiaries:

• The beneficiaries need to produce documents like Aadhaar, mobile number, bank details, ration card mandatorily for the registration.
• In case of a beneficiary not having a ration card, they would be required to produce Aadhaar cards of all family members (Para 4 of the guidelines on Eligibility may be referred to for definition of family).
• If beneficiary does not have bank account, they will be first required to open a bank account for which handholding shall be done by the CSC.

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